Quote:
Originally Posted by Fuzz
We were in the same spot as you, and I built mine. We went 10 years without, until the time was right. If you like the house and neighbourhood, I wouldn't worry as much about re-claiming the value from the cost, do what works for you. Over a long enough time I don't think it will matter. If you can do some stuff yourself you can save a lot of money.
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And, like Fuzz, your newborn will be 15 and able to help with the finishing touches.