Calgarypuck Forums - The Unofficial Calgary Flames Fan Community - View Single Post - Equifax

fwd · 04-10-2007, 12:27 AM

Equifax is legit, is definitely tilted in the creditors' side, and is regulated (Fair Trading Act of Alberta).
Whenever a person does ANY credit transaction, it is reported to either Equifax or TransUnion, and often both.
Transactions remain on your credit file for 6 years.
If a person had a completely "blank" report, it would mean there has been no transactions whatsoever in the last 6 years - also meaning the person has no credit cards, car loans, etc.
Do you have any credit cards?

04-10-2007, 12:27 AM	#15
fwd Draft Pick Join Date: Apr 2007	Credit Report Equifax is legit, is definitely tilted in the creditors' side, and is regulated (Fair Trading Act of Alberta). Whenever a person does ANY credit transaction, it is reported to either Equifax or TransUnion, and often both. Transactions remain on your credit file for 6 years. If a person had a completely "blank" report, it would mean there has been no transactions whatsoever in the last 6 years - also meaning the person has no credit cards, car loans, etc. Do you have any credit cards?