[return to the red]

we have 6 year financing on our Mazda that we got from Kramar. Some say it's silly but think about this, the loan is an open loan so we can make payments on it whenever we want. The amount of money that we save on the monthly payments from a 6 year term over a 4 or three we save and put down as a lump sum against the principle. After one and a half years we have only 10,000 owing on a car that cost us 30,000 with 5000 put down.

Of course we have added some of my bonus and stuff to that extra amount but we are still ahead of the game