I personally just have banks. Specifically, TD, BNS, BMO. Having said that, I'm staying the course, as tech and stuff should continue moving downward with each interest rate increase as these are expected to be large jumps ahead. I suspect this will continue down this road until September. Beyond that who knows? While I'm not an economist, are things that bad where there is a greater than 10% chance of BOC rates creeping beyond 5%? I don't think so, so it does seem like more fear because of the need to get higher rates. But getting substantially higher I don't think is in the cards, this year at least.
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