[Sylvanfan]

Yeah, it's sort of a pyramid type thing where you try to get people under you selling stuff like a lot of companies out there. Their big spiel is buy term life insurance and invest the difference from what I remember. I think they actually represent Citigroup of insurance/financial products. Basically financial planner types who think they can convert anyone to that type of job. But for the most part they are selling inferior products compared to a real financial planner that you'd hire.