I always had a good experience with TD Meloche Monnex although my rates did start going up about two or three years ago. We bought a new car 1.5 years ago and switched almost all our insurance to The Personal, which is the new partner for APEGA. Our rates for auto and home went down pretty significantly although oddly enough for my rental condo it was cheaper keeping that as a single policy with TD instead of moving it over even with the multi policy discounts.
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