Interesting to see the Flames following up with their own suite. They weren't part of the 20 teams that already sued as a combined entity:
https://www.insurancebusinessmag.com...es-321181.aspx
I hope the teams all win. Insurance companies love to collect premiums and then try to squirm out of paying with any measure possible. If you can't actually cover the losses (and the insurer should be re-insured for this), then they shouldn't be offering the insurance product in the first place.