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Old 03-09-2022, 01:00 PM   #347
MoneyGuy
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Quote:
Originally Posted by CaptainYooh View Post
This is true. My in-laws have retired about 15 years ago with practically no savings. Sold their house in 2007 on the high, bought a small duplex villa in a condo complex with the difference going into their only retirement nest egg. Live on $3,000 in total income from CPP, OAS and senior's benefit. No travel, no discretionary expenses whatsoever. But at the same time, they can afford food, small car, utility bills and condo fees, a dog. So, yeah, you don't need a million to survive in retirement.
Good for them if that's the retirement they want. Most people wouldn't be happy with that; I know I wouldn't be. We want to travel lots, help our children (who don't need it but it's welcomed), and be generous with family and friends.
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