Quote:
Originally Posted by Slava
Honestly, go talk with an advisor. When I say that, I don't mean someone with that title at the local bank branch, but someone with the designations and education to help put together a financial plan. (A CFP, Certified Financial Planner). Advisors who have been in business for a long time end up helping a lot of people retire, and as a result they've seen a lot of scenarios. I'd want to find out how things look when you are still working and can deal with it (to some extent) as opposed to when retirement is imminent.
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Thanks Slava, that's good advice. All the numbers and calculators we see say we are okay but I still have doubts. Part of it is probably due to the pessimist in me, I don't have faith in government being there long term (ie when I need them), and I always see the worst case in terms of investment so am probably underestimating my actual situation.