Quote:
Originally Posted by stone hands
I think I am. dual income, no kids right now, no debt outside of a mortgage, putting +-50% of income away. Dont really have any expensive hobbies outside of PC gaming and cycling and I have been trying to get more and more frugal the older I get. I plan on retiring pretty early(in my 40s hopefully) and have no aspirations for a snowbird second home or anything like that. Pretty much just waiting for passive income to be able to replace our working incomes and just chill at home and ride bikes, play guitar and video games all day instead of working. I found mrmoneymoustache's blog a few years ago and it's had an incredibly transformative effect on my finances, and I've noticed zero impact on my quality of life. WHen we have kids the plan might change, but right now things are looking pretty good
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Since this post I got laid off, spent a year unemployed learning a new skill, am now in a tangential field I enjoy much more and has a higher ceiling for pay. We decided that we are not going to have kids. House will be paid off in 4 years and by then we might be able to retire by age 39-40. Our yearly expenses outside of our mortgage in each of the last 2 years has been around 18k. We were planning on retiring at 1mil in investments (4% rule would match our current yearly expenses) , but that figure is actually pretty excessive based on our spending habits so we can probably retire as soon as the house is paid off