IMO an education at a Canadian public university is great value. It opens up entire careers that aren't available to those without a Bachelor's degree. Now college is tough for some people, but others will flourish in that environment and find motivation they didn't know they had.
I like the idea of working, but for some people a summer job is enough of an eye opener to help them realize that applying yourself at school is worth it.
Just my two cents, but nothing wrong with challenging yourself. I would give the same advice that you are leaning towards OP.
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