If costs are going up and day-to-day life is to be carbon neutral, then I see it as good grounds to be less consumptive. Walk and bike more, drive less. Use public transit. Reduce meat and dairy consumption. Grow your own vegetables. Live in smaller houses with shared/communal facilities like courtyards and parks. Design houses with more natural light and sustainable materials. Re-purpose household items for extended use.
All of these ways can help reduce bills, lower consumption habits and promote preventative healthcare through better choices. And these are just a few.
Frankly I think these kind of changes are both unavoidable and desirable. The Western world particularly has become so consumptive there's no way in 100 years this could sustain.
That said, I'm holding out hope that there will be some extraterrestrial intervention or dark project tech to provide game-changing technology or course correction. I don't have faith humankind can save itself from its own undoing.
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