Quote:
Originally Posted by Engine09
Yeah, I know. I think everyone knows that 19% of zero is zero.
It was for the odd month when I forget to pay and carry a balance, I would rather pay less because that's better. : )
Going to look into a different card and see what's available.
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Is this your regular card for day to day purchases? How about an American Express Platinum card? The benefits with the Platinum card are great but the downside is that it is not as widely accepted as Visa/MC. The annual fee is high but the various offers and promos they provide throughout the year offset the fee easily. They just introduced the option to carry a balance although I honestly don't know what the interest rate is as I wasn't paying attention to the communications.
If you want to consider it I can send you a referral code. They have a good bonus offer right now which is worth $800 see that covers the $600 annual fee.