I do too pay taxes. Far too much.
Key is not illegal tax avoidance but rather legal tax reduction.
Moreso it’s about really honestly truthfully making lots of smart small repeatable expenditure choices, and putting those savings away. Like many bankers say, those who don’t make a lot have a far better idea where their money goes than most of the middle class and richer who tend to spray it everywhere.
What this means is consider the following:
- minimize credit and late fees, or any fees.
- unless necessary don’t buy until you have cash
- really really differentiate between needs and wants
- stop or minimize wastage
- don’t always buy new, or the best
- don’t make dumb financial commitments
- don’t have kids, marry wealthy, find a sugar mama. ����
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