Quote:
Originally Posted by troutman
Just went through this. My car was dented while parked on a residential street. The other driver was cooperative and left his phone number. He wanted me to consider dealing with it privately, but I have decided to go through insurance.
You have to get a police sticker if damages will be more than $2000.
The assessment for repairs was approved. As they were still investigating liability, there was a $500 deductible. Then they determined I had 0% liability, and the deductible is now waived.
It has been difficult to get my agent to reply to messages. I think the other downside is that there is now a public record my vehicle was damaged if I go to resell it.
|
No one cares about a minor fender bender. It's when the car gets rebuilt status that eyebrows get raised, but with the way things are right now no one cares about that either.