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Old 08-31-2021, 01:47 PM   #40
undercoverbrother
Franchise Player
 
Join Date: Mar 2012
Location: Sylvan Lake
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Quote:
Originally Posted by troutman View Post
Just went through this. My car was dented while parked on a residential street. The other driver was cooperative and left his phone number. He wanted me to consider dealing with it privately, but I have decided to go through insurance.

You have to get a police sticker if damages will be more than $2000.

The assessment for repairs was approved. As they were still investigating liability, there was a $500 deductible. Then they determined I had 0% liability, and the deductible is now waived.

It has been difficult to get my agent to reply to messages. I think the other downside is that there is now a public record my vehicle was damaged if I go to resell it.
rates always go up.
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