Always preferred!!!
The contractor they refer DOES have the ability to have the original quote increased.
Material costs right now are constantly changing, as are labor rates etc etc.
Also....when you have to shell out a large deductible just to have the work done the work better be good, be covered and guaranteed.
In my experience I've been called out to inspect this work and when done Improperly it's my job to report it so that home Insurance keeps that company accountable obviously.
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