While this wouldn't fix all issues entirely, I believe it would make a good dent in them:
Teach financial literacy from a young age: budgeting, forecasting, investing, 'good vs bad' debt, compound interest, risk management, deferred gratification, ect...
Combine that with wide adoption of de-centralized finance and de-coupling significant portions of the economy from the government.
Slowly the masses would be able to take control of their financial destiny.
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Purveyor of fine Sarcasm
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