Quote:
Originally Posted by undercoverbrother
It's a long story to get into, but they owe him the value of the property.
If the damaged fence is $1000 to replace (new fence boards/screws/posts/concrete) and the fence if 50% through it's life expectancy they only owe him $500.
If the OP presents a homeowners claim and carries replacement cost coverage his insurance company would pay the $1000 to replace the damaged fence.
The insurer would then go back to the City to pay up, but they wouldn't get $1000, it would be a reduced amount. If the fence if 50% into it's life the City would pay $500.
The devil is in the "life" of the fence. That is generally subjective.
But no, the City doesn't have to give him a new fence.
|
This is not how my experience with a fence dispute went at all. I was reimbursed to be made whole, as in my neighbour replaced the entire fence including the labour, and the part that wasn’t destroyed was repainted on their dollar to match the new fence.