I wouldn't consider myself an expert but after a lot of research I feel like if you're looking at a long term investment you should look at utility.
I like XRP, ADA, XLM and vechain. I posted about XRP before and I think it will be a huge gainer if they come out on top of the lawsuit. After following them for a while I really like what they're trying to accomplish and the Bank of Korea CBDC testing this year has me excited.