Quote:
Originally Posted by vtec260
Been with TDMM for last 12 years. No issue with payout, etc. when I had to use them. Every time premiums go up (seems like annually), shopping elsewhere didn't fair any better. Grass wasn't greener on the other side, unfortunately.
|
I've been with TD MM as well... for over 15yrs... I *AM* annoyed by the increasing rates and monthly 3% premium for sure. That said my bicycles are all covered under home owner insurance (and had paid out for a stolen one a few years back), plus I've had 1 stolen vehicle covered and a second totalled vehicle covered although I had to negotiate them upwards which was a real chore. They also covered house damage due to hail (siding + roof), as well as a hail damaged vehicle. Plus covered a coupla fender benders. So although I think they're a little high priced, they *did* cover me for a lot. Due to the wrecked vehicle however they did NOT take care of my medical aspects and prematurely closed my file for which I'm still p*ssed off.
I have also used them for my travel insurance (flights, cancellation, rental vehicle) which was significantly cheaper than going through the travel agency.
Overall I feel we have benefited most from TD, rather then them sucking us dry. Soon enough will see what happens w/ premiums when kid gets their drivers license...