Yep, most of our society operates on "does it fit in my monthly budget" and nothing more. If they can make $700,000 worth of houses vehicles and toys fit their take home pay in a month with a few hundred left over for groceries and going out, they consider that living within their means.
One of the two loses their job? Cross that bridge when we get there! Major house repair? That's what the line of credit is for.....oh wait we already used that as the down payment on the second SUV!
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