Quote:
Originally Posted by bagofpucks
Slight update...it turns out that defaulting on a $60K vehicle makes it quite difficult to qualify for a mortgage...shocking I know.
The couple is dead set on home ownership come hell or high water and they are having all sorts of issues getting approved. Their perception of the details is always interesting, so I don’t know the full story, but it sounds like the “cash back” portion of the vehicle loan is tripping them up. Again, it only makes sense that you can’t just keep that money when you default the vehicle, but they definitely feel like victims in this situation somehow.
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I often feel I'm the victim of my own stupidity, I am at least smart enough to realise I have only myself to blame