Calgarypuck Forums - The Unofficial Calgary Flames Fan Community - View Single Post - Report a not-at-fault car accident to insurance?

zukes · 02-25-2021, 10:56 AM

Insurance adjuster here. I believe that Alberta has no fault, so going through insurance will not change your rates.

However, if you are going to consider letting the other person pay, go to a preferred shop of your insurance company and get a quote. Give the other person the quote and if they are willing to pay in full, let them. If they try to haggle, go through insurance.

Don't make it difficult for yourself, don't let them pick the shop, but if they are willing to pay the bill, then no real need to go through insurance if you are feeling like being a "reasonable person" as you said.

02-25-2021, 10:56 AM	#22
zukes Nostradamus Join Date: Jul 2003 Location: London Ont. Exp:	Insurance adjuster here. I believe that Alberta has no fault, so going through insurance will not change your rates. However, if you are going to consider letting the other person pay, go to a preferred shop of your insurance company and get a quote. Give the other person the quote and if they are willing to pay in full, let them. If they try to haggle, go through insurance. Don't make it difficult for yourself, don't let them pick the shop, but if they are willing to pay the bill, then no real need to go through insurance if you are feeling like being a "reasonable person" as you said. __________________ agggghhhhhh!!!