"Deal with it privately" translates directly to deal with it cheaply. You don't want some stranger trying to do some hack job to fix the damage they did to your vehicle. Call your insurance company. If the other party truly intends to deal with it privately, their own insurance company will provide them with the option of paying for your repair directly as opposed to claiming of their insurance.
The only risk in calling the insurance company is that the other driver now lies and tries to claim you were at fault. You should be somewhat warry of this, as if they state your wife was also backing up, they'll call it 50/50. If you have evidence or statements from them to the contrary, that should end that risk.
|