I'll add to those saying you may underestimate the dramatic change having kids brings about. Right now, you and your partner have lots of time, energy, and tons of money. In my experience, with kids you will be spending a lot more time ,energy and money. So anything you can do to get back some time, energy or money is a win.
Suburbs have everything you need in close proximity, hence saving time, energy and money. Plus thats where all the other families and kids are. I dont know many folks raising kids downtown or even inner city really. Those areas are for the DINKS, the wealthy, or those who simply value the location above all else.
Having said all that, I'm a Dad, in my late 30's, and have lived the suburban style life for a long damn time now, in other words I'm both biased and jaded.
Best of luck though!
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