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RichieRich · 02-24-2021, 02:32 PM

Wow... 8 pages already on a thread that started today. Now THAT's engagement!

OK so a kid radically changes your life. Up to you to figure out if it's better or not worth it, who are we to say? Kids definitely brought a lot of satisfaction and joy to my life, however are a lot of work. How busy you/they are with their activities is the ADULTS choice. You don't "have" to have little johnny in every frickin' expensive activity. Our rule was... max TWO nights a week for kids stuff, combined. That lets the kids be kids, and adults do adult things, and still have family time, and not blow your budget.
Next... kids... your partner likely won't be working much once the kid is almost here and until at least end of first year. If #2+ comes along even less chance of them working based on your finances. So budget for that, now, not later.
Next... $1MM gets you a newer home and lot in a decent neighbourhood for sure. You can also get a decent place for ~$600k these days even with the recent escalations. Obviously depends where your place of work is located but really the roads in Calgary can be a PIA but still nothing compared to gridlock in Vancouver.
Leisure Suit Larry Activities... these days with the better roads you're always within 20mins of 90% of what you need. With a fresh kid you won't be doing much for a while so reality-check.

Weather... yeah our shoulder seasons can suck... as much as you let them. Calgary and area has lots of great indoor and outdoor activities, whether that's inner city, the 'burbs, Bragg Creek, Canmore, etc... tons of places to hike, bike, ski, explore, workout.

Covid... does this even matter right now to your decision?
Family & Friends... well you know you can get some CP'ers our for a beer (and maybe meet at the bike racks too), but are you comfortable with rebuilding or building a new social network? Sounds like you're pretty social so I'd say no issue.
Finances... sounds like you're good. Remember, it's not how much you make but how much you spend. Choose wisely grasshopper.
Anyways this thread continues to be entertaining.

02-24-2021, 02:32 PM	#148
RichieRich First Line Centre Join Date: Dec 2017 Exp:	Wow... 8 pages already on a thread that started today. Now THAT's engagement! OK so a kid radically changes your life. Up to you to figure out if it's better or not worth it, who are we to say? Kids definitely brought a lot of satisfaction and joy to my life, however are a lot of work. How busy you/they are with their activities is the ADULTS choice. You don't "have" to have little johnny in every frickin' expensive activity. Our rule was... max TWO nights a week for kids stuff, combined. That lets the kids be kids, and adults do adult things, and still have family time, and not blow your budget. Next... kids... your partner likely won't be working much once the kid is almost here and until at least end of first year. If #2+ comes along even less chance of them working based on your finances. So budget for that, now, not later. Next... $1MM gets you a newer home and lot in a decent neighbourhood for sure. You can also get a decent place for ~$600k these days even with the recent escalations. Obviously depends where your place of work is located but really the roads in Calgary can be a PIA but still nothing compared to gridlock in Vancouver. Leisure Suit Larry Activities... these days with the better roads you're always within 20mins of 90% of what you need. With a fresh kid you won't be doing much for a while so reality-check. Weather... yeah our shoulder seasons can suck... as much as you let them. Calgary and area has lots of great indoor and outdoor activities, whether that's inner city, the 'burbs, Bragg Creek, Canmore, etc... tons of places to hike, bike, ski, explore, workout. Covid... does this even matter right now to your decision? Family & Friends... well you know you can get some CP'ers our for a beer (and maybe meet at the bike racks too), but are you comfortable with rebuilding or building a new social network? Sounds like you're pretty social so I'd say no issue. Finances... sounds like you're good. Remember, it's not how much you make but how much you spend. Choose wisely grasshopper. Anyways this thread continues to be entertaining.