Quote:
Originally Posted by Madman
What bank do you deal with?
My wife and I dealt with a great mortgage specialist from TD and I would be more than happy to pass his name along. We are building a new house and he was extremely helpful with getting everything set-up and saving us the most money.
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The banks that my fiance and I deal with are offering us rates that are slightly higher than others so a loyalty discount may not add up to much. In example, the bank w/ the relationship with the builder is RBC.
I guess I might be jumping the gun a bit here, but does that mean that those who build
must go through a bank b/c they can hold a rate for 12 months or so?
I'm a little hesitant with going to a bank as my research is showing that brokers will take care of a few of the fees (appraisal, registration) and that they will be able to perform one credit check instead of one check per bank.