Quote:
Originally Posted by flamesrule_kipper34
I'm definitely using an anecdotal example and over simplifying.
Insurance or paying out of pocket, I'm really speaking to the option of having.a chance to pay allows for better access than we have here.
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And I'm telling you that unless you are independently wealthy you are not going to have the access you want. Speaking anecdotally, I had a minor sports related injury that needed treatment (minor surgery). It took two years of fighting with the insurance company to get the permission to have what I needed done. If I had $25K to front the insurance company, the one I pay $500 a month in premiums to, then I could have gone and had the treatment done and got on with my life. But I didn't want to pay for a procedure and roll the dice of the insurance company stiffing me, so I worked the process. So sure, if you have crazy amounts of money to throw around, and not mind rolling the dice that they may not pay you back, then you can likely skip the queue. But the reality is that the system is just as screwy down here and wait times are just as long, unless you want to pay up front.