I can’t speak to the smart thermostat piece, but we have radiant in floor heat in our basement and there are pros and cons for sure. It is a finicky system and it definitely does lag a bit if the weather changes drastically. However, it being cold outside and having cozy warm floors is a wonderful thing. Apparently it is more efficient, but I have never done any hard math on it. I will be curious with your experiences too, especially in regards to thermostat as I’m sure ours will be due for replacement at some point.
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