Retirement is another 25 years away for me. However, it's good to think about it.
Regarding that, has anyone looked into Vanguard's VRIF ETF? Looks like they target a 4% yield at a somewhat reasonable 0.30% mer. I think that would be something I'd stick into a RRIF and have a hassle free experience.
The downside is that the 4% return might be a return on capital in some cases. Also they have a 50/50 split between equity and fixed income so that might be too aggressive for someone in retirement.
Thoughts?
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