Quote:
Originally Posted by HockeyIlliterate
I’ll say this much:
I got laid off in March. I have not been looking for a job. Wife and I decided to move, so we bought a house in a different city (paid cash, previously only rented for our adult lives).
I haven’t been contributing to any investments since last November, when word of approaching layoffs began.
But I track my net worth every 15 days, and from EOY 2019 to today, my investment balance is up about 2.9% and total net worth (not counting the house, so just investments plus cash) is only off by about $60k, primarily due to the house purchase.
I have been extremely lucky. I got a decent severance which helped to pay for the house, or at least made the purchase price easier to accept. And I have always saved at least 50% of my net when I was working.
My investments are a simple 3 fund Boglehead type portfolio: 50% total us stock market, 10% total international stock market, and 50% bonds. I do not intend to ever sell, except to tax loss harvest, but I’m always invested according to my asset allocation. Going forward, I hope to live off of dividends and interest payments. I guess I’ll see how that plan ends up going....
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Would you ever stray from your investment strategy (adds up to 110% by the way, assumed typo on bonds?). By this I mean given the direction on US, and that people like Buffett who’s always historically been a pro US stocks kinda guy and seems to be distancing himself slightly from that strategy combined with the future of that nation, would you ever move away from US markets and shift to more international?