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Old 10-09-2020, 09:20 AM   #701
you&me
First Line Centre
 
Join Date: Nov 2017
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Quote:
Originally Posted by 81MC View Post
...
All the more reason I believe insurance rates should be tied much closer to the actual vehicle.
Aren't they, or has that recently changed?

I've been told in the past that, once the driver is accounted for in all of the actuarial calculations, the actual car and the resulting cost to r&r parts is the biggest factor in individual rates.
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