Quote:
Originally Posted by you&me
Yeah, that was my point - even on a Golf (regardless of it being an R), $20,000 seems light to replace the engine and cover the bodywork that would have resulted in requiring an engine replacement in a single vehicle collision.
One thought - the "accident" could have been extremely minor cosmetically, but severe enough to crack the radiator. Visually, the car could look almost fine, but if the owner then drove with no coolant and fried the engine, that might be the most plausible explanation.
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This could be a fun game!
Turbo and lines are kind of tucked above the right axle I think. A solid collision could easily damage the turbo or the lines. Of the oil line were be broken, that turbo would have a pretty short lifespan.
All the more reason I believe insurance rates should be tied much closer to the actual vehicle.