You could also have a collision with lighter front-end damage but results in under-car damage that could harm the engine and turbos. Like, Sage Hill Rock's smaller, more jagged cousin or something.
Quote:
Originally Posted by Sliver
Are we underestimating the type of collision that can cause that much damage in a modern car? Hood, bumper, headlights, fog lights, radar cruise sensor, quarter panels, maybe a wheel, and for sure the radiator. Throw in a bunch of labour to put it all back together and blend the paint and you're at $20k right there and the airbags haven't even gone off. You could do that damage in a 15 km/h collision.
Not saying I'd buy it.
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This is the case for a lot of cars. A kid in his dad's truck backed into my 2002 BMW M5 while trying to parallel park, so a low speed collision, no structural damage. The hood, driver headlamp, and front fender needed to be replaced. $5,500 (
) in parts and labour later, it was.
I've no doubt that as cars get more and more technologically advanced, the cost to repair even from minor collisions will go dramatically higher. Even my E39 was a very analog car for the most part, save for having the fancy actively aiming projector beam headlamps which is a big part of the cost -- which sort of proves the point.