Quote:
Originally Posted by nfotiu
In theory, that should be the decision. The problem is too many exclusions and things like fee schedules make it questionable whether they'll actually approve your claim, or pay a smaller portion than anticipated.
You could very easily find yourself in a position where you go ahead with a $10k procedure thinking you are covered, only to have the claim denied.
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All that means is you have to be cognizant of what your policy actually covers.
It doesn’t mean you shouldn’t have pet insurance.