Quote:
Originally Posted by Jason14h
Ask yourself this question “If I had to write a $20k check tomorrow to save my dogs life could I without flinching” if the answer is yes you don’t need insurance . If no , you should probably get it .
In most cases it will never pay for itself . But in rare cases it will save your pets life.
Nothing insightful here I know , as that is how insurance works  |
In theory, that should be the decision. The problem is too many exclusions and things like fee schedules make it questionable whether they'll actually approve your claim, or pay a smaller portion than anticipated.
You could very easily find yourself in a position where you go ahead with a $10k procedure thinking you are covered, only to have the claim denied.