Utilitarianism
A persons statistical life is worth between 8-10 million.
So certainly for the average person you save the life of the bomber at let your 500k house blow up. Even if you discount the bombers life value by 90% because you believe he is a criminal his life value still outweighs the house value.
Categorical Imperative
If you were put in the bombers, the shooters or the owners position would you accept. The bomber being dead is an unacceptable outcome to the bomber whereas the loss of the house is mitigable over time.
So my two favourite moral theories favour stopping the shooting of the bomber.
In the real world if the home owner stopped the killing of the bomber and didn’t have insurance he could set up a go fund me and make millions for being so altruistic.
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