[return to the red]

I've only maxed out my RRSP's once so far, reason being I would rather make sure all my outstanding debt (car loan, visa, etc. )is cleared up.

I guess it really depends on the state of life you are in. Being only 27 and having 2 fairly new vehicles '03 & '05 (one completely paid off and the other nearly paid off), Student loans paid off, and only about 50k left to pay off on my mortgage, I look at it that if I can pay all this stuff off then I have that much more to contribute to RRSP's when I'm in my late thirty's and forty's. I would also like to have as little debt as possible when it comes time to start a family