Just another tip formerly in the business.......without naming names many have said they have gone online and are much happier with those companies. Do your homework as the majority of the online companies are the major ones using a different name online, eg. is Belair Direct is Intact, Sonnet is Economical etc. If you are doing online and despise one of them and you find out who really owns it you may still be with the same company in the end. you may be a little upset. There are many out there though not all are owned by the big guys.
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