[Johnny199r]

I haven't bought since the bear market began. If I was wise, I would have dollar cost averaged some money in by now. It's hard to know how much lower this thing goes. I personally believe we're not at the bottom yet.

I have felt exactly 0 motivation to sell. I have 25 years until retirement, the market will eventually go up again. Selling in bear markets is not a strategy I'd encourage (maybe this time really is different, but I doubt it)

I just hope that I have the confidence to fully take advantage of this great buying opportunity.

On the positive side, Mawer balanced fund has held up pretty well for me during this bear market. I was I could say the same about some index ETFs I own.