This is what I'm doing, I don't trade or change investments frequently, I rebalance twice a year. Moved everything from TD Wealth Management to Questrade in January 2020. Investment horizion is 20 years.
RRSP: 45% CDZ (MER 0.66%), 45% VEQT (MER 0.25%) and rest in cash. This is where I moved the money after moving to Questrade. Will look to add a fixed income ETF to this, probably ZAG or something similar.
TFSA: 30% VCN (0.06%), 30% XAW (MER 0.22%), 30% XDIV (MER 0.11%) and rest in cash. Tried to go low fee with my TFSA, seems to be working well so far.
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It's only game. Why you heff to be mad?
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