Even if you're young and healthy, the hospital capacity problem is a huge deal. Very few people below 50 are dying, but a proportion of them (I've seen as high as 15%) end up needing some sort of hospital care. If we run out of hospital beds, that 15% goes from basically all recovering to a lot of deaths. That's why the preventative measures are so important - if you slow the infection rate, you reduce the peak number of people sick at the same time, and you dramatically reduce the number of people that need care to survive and can't get it
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