BMO really seem to like to screw people over when they lose their business. In 2003, I moved my personal loan, direct deposit/chequing and credit card to another bank. When I called BMO Mastercard to cancel, the clerk felt it necessary to change my mailing address, so I didn't get my final bill. I didn't think anything of it until a year later when a collection agency came looking for the money on the last bill ($100). My credit rating is still f'ed because of it. Credit Union declined my loan application just last week because of it. (TD granted the loan this week at a better interest rate)
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