The fees for withdrawing money from a teller are even higher than the ATM fee.
The banks are charging you from withdrawing you money. The marginal cost is exactly the same for your home bank as to a competing bank because they all use the same network and the costs of holding the extra cash are negligible because they would do it anyway.
Of course we are also ignoring that the Bank is already making vast amounts of money on your money anyway. Where they take your money and invest it themselves taking all the interest except for a measley .25% that they pay out at months end to you.
Why exactly is being gouged the person's problem?
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