I'm also planning on upgrading to an Iphone 11 but I think I might buy it outright since I have the extra money and right now I have a $65 5/GB(2+3 free) plan which is more than enough for me since I very rarely don't use Wi-fi. I'd rather not pay extra for data I won't use.
It looks like it's cheaper to buy outright through the Apple Store ($979 vs $1005) so I might get it through there.
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