Quote:
Originally Posted by nik-
If your retirement is staying home, or the odd dinner out maybe. If you want to enjoy your retirement, if you want a trip or two a year, it's really not. It's not now, in 20 years it won't be close.
A lot of people are planning for really miserable retirements and then they'll die quicker because they're literally bored to death.
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I was assuming today’s dollars in all my thoughts (The 4% SWR includes inflation). So 1 million in today’s dollars.
So 4K per month with no mortgage to me would allow you to take a winter vacation every year and road trips in the summer.