[Slava]

Originally Posted by PepsiFree

My only point is that you do not, actually, need that amount of money to live "comfortably" in retirement.

It's this prevalent idea of greed, and "more" that I think is a bit distressing and why people are, overall, very bad with their money. That much money ($150k-$200k, household) is enough to live comfortably with a mortgage, two car payments, and two kids, unless you have a spending problem. If you bought too big a house, or your cars are too expensive, or whatever, it's not a lot, but if you're in that situation you're not saving $4M anyways.

I struggle to understand people who think you need $150k+ for two people to get by comfortably with bare minimum expenses. What are you spending your money on? Break it down for me, and help me understand.

OK, so how much do you figure that you need to live comfortably in retirement on a monthly or annual basis?