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Old 10-30-2019, 11:42 AM   #388
btimbit
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Location: St. George's, Grenada
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Quote:
Originally Posted by I-Hate-Hulse View Post
Define "afford it".

If it's about finding a way to squeeze a monthly car payment of X into monthly income of Y, then yes.

If it's about whether spending $40K for vehicle expense for the next 10 years or spending $75K (and having no monthly payments after 4 years when the vehicle is paid for) then no.

If he loses his job they have a month before they have to start selling RRSP's to survive. Given this, can they afford it? Technically yes, but the big picture answer is no.
I'd say my definition would simply be could they make the purchase without potentially hurting themselves financially. So I definitely agree with your answer of no in this case.
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