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Old 10-30-2019, 11:36 AM   #385
I-Hate-Hulse
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Join Date: Jul 2003
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Quote:
Originally Posted by btimbit View Post
Can they afford it though? If so I don't see the problem. I trade in and get a brand new fully loaded diesel truck about every 11-14 months, and they make me money, but I still get judged over it with people scoffing at the idea
Define "afford it".

If it's about finding a way to squeeze a monthly car payment of X into monthly income of Y, then yes.

If it's about whether spending $40K for vehicle expense (and having no monthly payments after 4 years when the vehicle is paid for) for the next 10 years or spending $75K then no.

If he loses his job they have a month before they have to start selling RRSP's to survive.

Given this, can they afford it? Technically yes, but the big picture answer is no.

Last edited by I-Hate-Hulse; 10-30-2019 at 12:08 PM.
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